A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Uber has changed the way we travel. With a simple tap on your smartphone, you can get a ride almost anywhere, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and passengers could end up injured.

In this article, what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.

Common Uber Injuries

An Uber accident can cause many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:

Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.

Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.

Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.

Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: When another driver causes the accident, they may be held responsible.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

No App Usage: If the Uber driver is not using the app, they uber injury settlements must rely on personal coverage.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Steps in an Uber Injury Lawsuit

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.

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